Bigger. Faster. Settlements.
Hurt in an Uber or Lyft? Rideshare crashes stack multiple insurance policies, and the companies are built to point at each other. Kyle gives your case his undivided attention and a relentless push, which causes your settlement to come back bigger, and faster.
Three insurance companies, all pointing at each other.
A rideshare crash is rarely one claim against one insurer. Depending on whether the app was off, waiting for a ride, or carrying a passenger, different policies apply: the driver's personal coverage, the rideshare company's contingent coverage, and the large commercial policy that applies during an active trip. Each insurer's favorite move is pointing at the other two.
Kyle's job is to end that game. He identifies which coverage phase applies, puts every carrier on notice, and pushes the claim against the right policy instead of letting it bounce between insurance companies for months. That is the difference between a stalled claim and a settlement that comes back bigger, and faster.
You will not be handed to a case manager while three insurers wear you down. With Kyle, your case never leaves his hands, whether you were the passenger, the rideshare driver, or in the other car.
What to do after a rideshare crash.
The app data and the coverage phase decide these cases. Protect both.
Screenshot the trip
The ride receipt, driver name, and trip details prove the app status, which determines which insurance policy applies. Capture it before anything disappears from the app.
Report it in the app
Uber and Lyft have in-app crash reporting. Filing it creates a record the companies cannot later deny.
Get medical care now
Passengers often feel obligated to brush it off. Do not. Your health comes first and a same-day record protects your claim.
Call Kyle before any insurer calls you
With up to three carriers involved, an early misstep with one can hurt your claim with all of them.
Rideshare cases Kyle handles.
Injured Passengers
The cleanest claims: passengers are almost never at fault, and the large trip-phase policy usually applies.
Rideshare Drivers
Hit while driving for the app? Coverage depends on your phase, and your own policy may also come into play.
Hit by an Uber or Lyft
If a rideshare driver hit you, which policy pays depends entirely on their app status at impact.
Strip & Airport Corridors
Rideshare traffic is densest around the Strip, the airport, and downtown, where pickups and sudden stops cause constant collisions.
Multi-Vehicle Crashes
Rideshare collisions often involve several cars and several insurers, each looking for the exit.
Uninsured Gaps
When the at-fault driver's coverage falls short, contingent and underinsured policies can fill the gap if someone fights for them.
What the law gives you here.
A few Nevada rules decide whether and how much you can recover. Here is what matters most in these cases.
Two years to file
Nevada generally gives you two years from the crash. App records and trip data should be preserved far sooner.
Coverage follows the app
Which policy applies depends on whether the driver was offline, waiting for a request, or on an active trip. The trip phase carries the largest coverage.
Big policies during trips
Nevada law requires rideshare companies to carry substantial commercial coverage during active rides, which is why these claims are worth pursuing properly.
Passengers recover
A rideshare passenger injured in a crash almost always has a claim against someone. The question is which policy, and that is Kyle's job to answer.
This is general information about Nevada law, not legal advice, and the rules have exceptions. Kyle will tell you exactly how they apply to your case.
Two things a billboard cannot buy.
What full value looks like.
Insurers pay more when they know your lawyer will take the case all the way. Prior results do not guarantee a similar outcome, but they show what relentless preparation can do.
Prior results do not guarantee a similar outcome. Each case turns on its own facts.
What clients say.
Muy buen abogado, 100% recomendado sin fallas. Me ayudaron en mi caso al 100. Lo recomiendo, gracias por todo.
Best experience you can have. My case was handled swiftly and with complete transparency. Very professional while also being very personable. Highly recommend and will definitely use Kyle Cottner again if ever needed.
Kyle was very helpful and efficient in regards to my case! Great communication & answered as many questions as I asked.
What people ask before they call.
Usually the rideshare company's commercial policy that applies during active trips, which is substantial. Kyle identifies the coverage phase, notices every carrier, and pushes the claim against the right policy.
It matters more than anything else. App off means the driver's personal policy. Waiting for a request means contingent coverage. On an active trip means the large commercial policy applies.
The companies classify drivers as independent contractors to limit their exposure, but their insurance coverage still applies. The practical fight is almost always about their policies, and Kyle knows how to win it.
Often not. Depending on app status, contingent coverage may apply, and your own underinsured motorist policy can fill remaining gaps.
Generally two years from the crash, but trip data and app records should be locked down immediately.
Nothing up front, and no fee at all unless Kyle recovers money for you.
Find out what your case is worth.
Tell Kyle what happened. The consultation is free, there is no obligation, and you pay nothing unless he wins your case.